Auto Accident Checklist

Protect Yourself And Others: Drive defensively.

• Don't drive after drinking.
• Make sure you and your passengers wear seatbelts.
• Have adequate insurance coverage.

If An Accident Happens: Stop.

• Help or get help for injured people.
• Warn other motorists (use flares, hazard lights).
• Call 911 to contact the police or California Highway Patrol if an injury or death occurs.
• Take notes on the accident write down information about the other driver and car, witnesses, passengers, accident location and more.
• Cooperate fully with law officers, but speak with your insurance agent and/or lawyer before accepting any blame.

After An Accident: Call or see your physician.

• Report the accident to your insurance company.
• Report the accident to the Department of Motor Vehicles within 10 days if someone is injured or killed or if damage to either car is more than $500.
• Make a claim with your insurance company and/or the other driver's to pay for your injuries and losses. Contact a lawyer if you are sued or if you want to make a claim.
• Avoid speaking with the other driver's insurance representative or lawyer without first talking to your lawyer or insurance company.